Real Estate Agent Partners

Looking for an experienced loan officer to take care of your clients? At TNTeam, our agent partner relationships are important to us, and our mission is to support them.

We’re on your team

We’re the mortgage and finance resource that you need on your team. Whether you’re looking for a loan officer to sit an open house or you’ve got a client that needs credit consulting before making a move, we’ve got you covered. The markets move fast and mortgage decisions are more complex than ever. Let TNTeam give you the support you need to close more deals and provide more value to your clients.

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How we support our agent partners

We provide our agents and teams with all the support and resources they need to get more deals done and provide their clients with a consistently excellent experience. By working with TNTeam, you are get access to our team of purchase specialists providing market updates, credit & tax counseling, intros to our network of real estate professionals, expedited preapprovals, and transparency, timeliness, and communication throughout the mortgage process.

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We close deals...fast.

In every real estate transaction, we know that time is of the essence. We provide fast pre-approvals and start preparing your clients early to give you the edge when negotiating and making offers. With all our loans originated, processed, and underwritten in-house, we close on time, every time to ensure a positive experience for your clients and no delays on your commission check.

We’re there when you need us

One of our core values is AVAILABILITY. Whether you need a fast pre-approval, credit counseling for a buyer transformation, or just a quick question before you head to an appointment, we’re just a call, text, or email away. Get the backing of experts who know how to get any type of deal closed.

We make you look good

A positive buying experience is key for generating referrals and repeat business. As your loan officers, we’ll treat every client with the professionalism and respect that they deserve to make every mortgage experience a positive one. We also empower you with the knowledge you need and support you on all finance issues so that you can spend your time doing what you do best – selling homes! Get peace of mind working with a mortgage partner you can trust.

We help you sell more homes

We know how to work with you and your home buyer to find the right loan, put together the strongest offer, and close on time. We are also experts at transforming unqualified buyers into qualified ones through our credit and tax counseling. In the end, by working with TNTeam as your mortgage partner, you’ll have more referrals, better buyers, and more time to serve them.

Let us help you build lasting relationships with your clients. Together, let’s guide people home.

“Working with Terry & Nonie has always been the greatest pleasure. Their unique work ethic and problem solving skills make them an important business partner in every real estate transaction. I look forward to continue working with them for many years to come.”

– Enrique Sifuentes

“Terry and Nonie are the best, hands down. I’ve been able to do deals that I would never have been able to complete for my clients if I didn’t have Terry and Nonie! Nonie makes herself available practically 24/7. Seriously…I call and she’s out to dinner with friends and she stops and gives me the information and the answers I need to make the deal happen. Don’t look any further…. they’re the real deal!”

– Lorri Si Seidensticker

“As a realtor, I have had the pleasure of working with Nonie Velez and Terry Magnone from S&D Mortgage for many years. They are my “go to” lenders, and I highly recommend them not only to all of my Buyers but to other real estate agents as well. Not only are they incredibly knowledgeable and experienced in their field, but they always work very hard to make even the most challenging transactions successful. Moreover, they always keep me and my Buyers updated regarding each step of the loan process during escrow, which makes my job much easier. I highly recommend using Nonie and Terry; they are the gold standard for lending!”

– Robynn Creitz, eXp Realty of California

“Everyone on The Rodney Johnson Team loves the service provided by Nonie Velez and Terry Magnone. They understand that communication is paramount. Therefore, we are getting updates not just once a week or so but as often as the situations change. Anyone involved in a real estate transaction knows that circumstances can and do change often. I’m so glad that we work with a team that understands this and is always communicating at the highest level. Thank you Terry and Nonie. You’re the best!”

– Rodney Johnson, eXp Realty of California

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Contact Information

S&D Mortgage, Inc. 2824 Camino Dos Rios Unit D, Thousand Oaks, CA 91320

Terry Magnone

Senior Loan Officer

NMLS: 236880 | DRE: 01192476
(818) 399-8609 | Fax: (805) 299-4961 Email Me

Nonie Velez

Senior Loan Officer

NMLS: 226353 | DRE: 01213974
(818) 571-0408 | Fax: (805) 299-4961 Email Me